INDEPENDENT BANK Real Estate Loan Specialist I in MC KINNEY, Texas

Independent Bank Requisition # 2018-2568 Location Corporate Type Full-Time Address 1600 Redbud Boulevard # of Openings 1 City, State US-TX-McKinney Overview Independent Bank provides a wide range of commercial and consumer banking solutions powered by people who value lasting relationships and commitment to community. We are founded on the belief that we have a deep responsibility to solve problems and build healthy communities. Our unique brand of banking is delivered by dedicated employees, who share an honest desire to make a lasting and positive impact. Come join us! Under general direction, provide clerical, administrative, and loan documentation support in the Loan Operations area. Provide a high quality customer service to all lending and depository customers. Incumbent is responsible for a variety of complex lending transitions and various customer relationships. Responsibilities Review real estate loans for compliance and federal regulations and adherence to bank lending policy. Review closing disclosures and closing statements for compliance and accuracy. Coordinates loan documentation with various parties including title companies, attorneys, and appraisers to assist with loan closings. Prepare Loan Estimates and initial disclosures for consumer transactions Prepare Closing Disclosures for consumer transactions Order flood determinations Complete the HMDA worksheet when needed Provide appropriate assistance to loan customers both in person and over the phone Adhere to operational controls to ensure safety and security of customers and bank assets. This includes, but is not limited to; legal, corporate, and regulatory procedures Ensure regulatory compliance with RESPA, etc Other duties as assigned Qualifications High school graduate or equivalent education certificate (GED) Some college course work preferred Previous loan experience required Must have good communication and customer service skills Ability to work independently and be self motivated with a cooperative attitude Must be proficient in Microsoft Office (outlook, excel, word) Demonstrate a high level of knowledge of Bank Secrecy Act and OFAC related responsibilities in the performance of daily operations to ensure adherence to bank policies and compliance with all regulatory requirements. A STANDARD OF EXCELLENCE Our unique brand of banking extends from the Gulf Coast of Texas to the Rocky Mountains. We are an $8 billion dollar community-centric institution providing a wide range of relationship-driven commercial banking products and services tailored to meet the needs of businesses, professional organizations, community groups and entrepreneurs. We also offer a full line of personal financial products and services to make banking easy for busy families and individuals. OUR CORE VALUES Principled financial decisions Building strong, healthy communities Leading with a courageous heart Resilient Solutions Thriving relationships The Bank provides capital and guidance to foster growth, bring new ideas to life, and energize local businesses. We accomplish these goals by funding projects such as medical facilities, warehouse space, and hospitality and education venues. By developing strong relationships and a deep understanding of your industry, our team offers a proactive approach to business banking. We continue to be named Best Bank within many of the communities we serve. Recently, Independent Bank was named a Community Bankers Cup winner for the fifth consecutive year; a Top 75 Producing Lender Nationwide; a Top 50 Performer by the Dallas Business Journal; and one of the Healthiest Employers in both North Texas and Central Texas. The Bank builds community on two fronts: by helping create economic development and by partnering within the community. It all begins by empowering our employees. We encourage our people to follow their passion and volu